Nick Bagdonis Promoted to Project Executive for Quandel Energy Solutions

Quandel Energy Solutions, a leading provider of building solutions and energy savings services, is pleased to announce the promotion of Nick Bagdonis to the position of project executive. With 15 years in the industry, including extensive experience in maintenance and engineering management, Bagdonis joined Quandel Construction Group in 2022 as a senior project manager, quickly becoming an invaluable asset to the company.

In his new role as project executive, Bagdonis will spearhead and coordinate all facets of energy-saving construction projects, demonstrating his proficiency in planning, scheduling, and budget management. His keen focus on delivering projects safely, on time, within budget, and exceeding customer expectations has earned him this well-deserved promotion.

Quandel Energy Solutions recognizes Bagdonis as a results-driven leader with a proven track record of successfully completing projects to the satisfaction of clients. Rob Strickler, Vice President of Quandel Energy Solutions, commented, “Nick’s promotion to project executive is a testament to his ability to identify innovative solutions that enhance energy efficiency for our clients. His dedication to exceeding project owner expectations and leading our team toward continued success is unparalleled.”

Bagdonis brings a wealth of knowledge to his role and possesses numerous industry certifications. He is an active participant in various industry and community organizations, showcasing his commitment to professional development and community engagement.

“Quandel is proud to have Nick on our team, and we are confident that his expertise and leadership will drive our energy-saving construction projects to new heights,” continued Strickler. “We eagerly anticipate his success in this pivotal role and helping to drive the growth of this business unit.”

Quandel Energy Solutions is enthusiastic about the promising future with Bagdonis in this elevated role, leading the team toward further accomplishments and innovations in the field of energy-saving construction projects.

Geisinger Medical Centers Nationally Recognized for Quality Heart Attack Care

Geisinger Community Medical Center in Scranton, Geisinger Medical Center in Danville and Geisinger Wyoming Valley Medical Center in Wilkes-Barre have received the American Heart Association’s Mission: Lifeline® STEMI Receiving Center Gold Plus recognition.

The three Joint Commission/American Heart Association Comprehensive Heart Attack Centers and Mission: Lifeline Receiving Centers were recognized for delivering rapid, evidence-based care to people having the type of heart attack known as ST elevation myocardial infarction (STEMI), which is known to be more severe and dangerous than other types of heart attacks.

All three medical centers are perennial recipients of Mission: Lifeline honors, but this is Geisinger Community Medical Center’s first year achieving Gold Plus recognition.

Each year, about 285,000 people in the U.S. experience a STEMI,caused by a complete blockage in a coronary artery. Like all heart attacks, this requires timely treatment to restore blood flow as quickly as possible.

“When one of our patients is having a heart attack, it’s important that we move quickly, move together, and deliver treatment that gives them the best chance at survival and recovery,” said Cinde Bower-Stout, manager of cardiovascular quality at Geisinger.

Mission: Lifeline is a national, community-based initiative improving systems of care for patients with STEMI, non-ST elevation myocardial infarction (NSTEMI), stroke and out-of-hospital cardiac arrest.

Recognition as a Mission: Lifeline Receiving Center is designed to showcase hospitals that provide 24/7 support for STEMI. Accredited facilities coordinate with a network of referring hospitals and emergency medical services to provide guideline-directed STEMI and NSTEMI care.

“We are dedicated to always improving coordination among our teams and always delivering the latest, evidence-based care to heart attack patients,” said Vishal Mehra, M.D., Ph.D., director of cardiovascular quality at Geisinger. “The Mission: Lifeline initiative helps us achieve our goals by offering guidelines to follow on a daily basis as we focus on making better health easier for our patients.”

Marywood University Presidential Society Dinner Recognizes Benefactors

At its recent Presidential Society Dinner, Marywood University recognized its major benefactors for their support and commitment.

As part of this evening of recognition, Virginia Collins Shields, Jacksonville, Fla., an alumna and trustee emerita of Marywood University, was announced as the Presidential Mission Medal recipient. Mission medal recipients are servant leaders who embrace a commitment to Marywood’s core values of Catholic identity, respect, empowerment, service, and excellence. They inspire others to serve and advance Marywood’s commitment to excellence and empowerment through education.

Shields, a member of Marywood’s Class of 1948, has been an integral part of Marywood’s life and longevity, with a remarkable record of extraordinary service that began as a campus leader during her student years and continued throughout her professional career—first as a teacher, then as a research analyst, and, finally, as a highly successful business partner to her late husband, Paul. To her Marywood baccalaureate degree, she added graduate study at Alfred University.

For many decades, Mrs. Shields has given of her time, energy, and resources through vital capital gifts, numerous alumni activities, and notable service on the Marywood Board of Trustees. Her tenure on the board—from 1993 through 2002—occurred during a time of extensive growth. Serving as board chairperson, she was the first Marywood alumna named to this crucial role. When she retired from the Board, Marywood recognized her accomplished leadership by naming her a Trustee Emerita, a distinguished honor bestowed upon those whose impact on Marywood and its students has been transformational. Her abundant generosity and far-reaching vision can be seen in the Shields Center for Visual Arts, which demonstrates her enduring support of the arts. Mrs. Shields has been recognized by Marywood University with the Presidential Medal, the Centennial Medal, and, along with her class, the Sister Denis Donegan Award for Long Term Service to Marywood.

Additionally, Mrs. Shields is a member of the St. Alphonsus Society, which honors the University’s most faithful benefactors. This year, Olin and Rhoda Hamill Cramer ’47 andthe Sordoni Family Foundation also were inducted into the Saint Alphonsus Society, which honors benefactors whose lifetime commitments to Marywood have reached or exceeded $500,000.

Scranton Named in U.S. News & World Report’s 2024 Best Places to Retire

U.S. News & World Report, the global authority in retirement rankings and consumer advice, has named Scranton as one of the 2024 Best Places to Retire. Scranton ranks 4th in the overall rankings.

“It’s gratifying to have U.S. News confirm what we here in Scranton know – this is a welcoming, nurturing community with housing options that are more achievable than most other places,” said Mayor Paige G. Cognetti. “We’re honored to be named a ‘Best Place to Retire’ and will keep working hard to offer even more value to existing and new residents.”

This year’s list evaluated the country’s 150 most populous metropolitan areas based on how well they meet Americans’ expectations for retirement, with measures including affordability, health care, desirability, and overall happiness.

“The decision of where to spend your retirement years requires much consideration for many retirees,” says Beverly Harzog, personal finance expert at U.S. News. “The Best Places to Retire rankings provides support to retirees by highlighting places that most meet their wants and needs.”

The six measures factored into this year’s rankings were weighted based on a public survey of individuals across the U.S. who are at or approaching retirement age (45 and older) to find out what matters most to people when they’re considering where to retire. Data sources include the U.S. Census Bureau, FEMA National Risk Index, the Federal Bureau of Investigation, the Bureau of Labor Statistics, Sharecare and U.S. News’ Best Hospitals rankings.

This year, affordability is most heavily weighted out of the six factors in the 2024 Best Places to Retire methodology, including happiness, health care quality, retiree taxes, desirability, and job market ratings.

Marywood University Art Galleries Announce Exhibits

Three Marywood art galleries will feature new exhibits, beginning Sat., Nov. 11. The exhibits, opening receptions, and gallery talks are free and open to the public. All galleries are located in the Shields Center for Visual Arts on Marywood’s campus.

Mahady Gallery: Senior Exhibit – December Graduates 2023, Sat., Nov.11 – Fri., Dec. 15
Senior Exhibit December Graduates
, an exhibition by Marywood Art Department graduates, showcases a diverse range of styles, mediums, and techniques. The opening reception is set for Sat., Nov. 11, from 2-5 p.m. A gallery talk will take place on Sat., Nov. 11, at 2 p.m. Graduating students include: Caitlyn M. Brown ( BA Art Therapy), Bernadette Fertal ( BA Art Therapy), Maeve K. Flick ( BA Art Therapy), Richele Gallagher,( BA Art Therapy), Ava Jones ( BA Art Therapy), Julianne Marchione (BA Art Therapy), Maxwell Christian (BFA 2D), and Shannon Sohl (BFA Graphic Design). 

Maslow Study Gallery for Contemporary Art: Land Use[d] in the Maslow Study Gallery for Contemporary Art, Sat., Nov. 11 – Fri., Dec. 15
Land Use[d] is an exhibition featuring a selection of Maslow Collection artists, who employ photography, serigraphy, painting, sculpture, text, architecture, and the body to generate commentary and reflection on the use of land and human relationships to the planet. The opening reception is set for Sat. Nov. 11, from 2-5 p.m. A gallery talk will take place on Sat., Nov. 11, at 2 p.m. Much of the work displays an overarching concern for the longevity and preservation of natural ecosystems and resources. Artists include Robert Barry, Bernd and Hilla Becher, Ant Farm, Hamish Fulton, Patricia Johnson, Scott Kelley, Steve Poleskie, Robert Smithson, and Andy Warhol.

Suraci Gallery: Matt Catanzaro: Face Reality, Sat., Nov 11- Fri., Dec. 15

Matt Catanzaro: Face Reality features gestural and vivid portraiture paintings reflecting Matt Catanzaro’s mixed use of Expressionism, Cubism and Surrealism.The opening reception is set for Sat., Nov. 11, from 2-5 p.m. A gallery talk will take place Sat., Nov. 11, at 2 p.m.  Also featured are Catanzaro’s complete Grotesque Holiday Portrait Series, consisting of 18 large-scale holiday-themed acrylic and marker paintings. Matt Catanzaro earned his BFA in Design, along with minors in art history, illustration, and philosophy, from Marywood University.

Northeast Rehab Supports Team Allied Services for 14th Year

Northeast Rehab recently presented Allied Services Integrated Health System with a check for $15,000, their contribution to the Team Allied Services and You campaign.  In the 14 years Northeast Rehab has joined the campaign as a major sponsor, it has donated more than $210,000 to improve the lives of patients and residents at Allied Services.  

“Our practice’s long-standing support of Allied Services has achieved great results for everyone involved and most importantly for patients who have utilized technology and services developed through the program,” noted Lisa Monahan-Gatto, CEO.  “The partnership has been wonderful for all involved.” 

Team Allied Services and You features fundraising and awareness-raising activities that culminate with a team of more than 60 community volunteers participating in the TCS New York City Marathon. Justine Metcho, DPM, of North Abington Township, was selected to represent Northeast Rehab in the 2023 TCS New York City Marathon. Since early summer, Justine has raised more than $7,000 with the support of friends, family, patients, and Northeast Rehab. 

The monies raised from businesses, individual donors, and sponsors like Northeast Rehab, allow Allied Services to invest in rehab technology and programs that benefit children and adults with disabilities, life-changing injuries, and illnesses in Northeast and Central Pennsylvania. To learn more, call 570-348-1407 or visit alliedservices.org/teamallied.  

Marywood University Announces New Faculty Members

Marywood University deans, Shelby W. Yeager, M.Ed., LAT, ATC, CSCS and James J. Sullivan, M.Arch, RA, AIA, recently announced new faculty members for the 2023-2024 academic year. By program, new faculty include:

Art

Christina Taylor, assistant professor of practice and director of the art therapy program. She earned her bachelor of science degree in elementary and art education from Sam Houston University, Huntsville, Texas. She holds a master’s degree in art therapy from The College of New Rochelle, New Rochelle, N.Y. Ms. Taylor has also completed a post-master’s certification through Sandplay Therapists of America and is currently in the process of becoming a Registered Sandplay Therapist.

Communication Sciences and Disorders

Jenny A. Havlovick, Ph.D., tenure-track assistant professor. Dr. Havlovick earned a Ph.D. in communication sciences and disorders from the University of Cincinnati in Cincinnati, Ohio; a master’s degree in speech-language pathology and a bachelor of science degree in communicative disorders from the University of Wisconsin-Stevens Point in Stevens Point, Wisc.

Matthew Devivo, instructor of practice. Mr. Devivo earned a master’s degree in speech-language pathology and a bachelor’s degree in communication sciences and disorders from Marywood University in Scranton, Pa.

Nursing, Respiratory Therapy, and Healthcare Administration

Nadine Burton, instructor of practice. Ms. Burton earned her master of science degree in nursing education from the State University of New York at Delhi in Delhi, N.Y., and her bachelor of science in nursing degree from Marywood University in Scranton, Pa.

Nutrition and Dietetics

Stephanie Bender, instructor of practice. Ms. Bender is currently pursuing her Ph.D. in leadership and administrative studies at Marywood University in Scranton, Pa. She also earned her graduate and undergraduate degrees in nutrition and dietetics from Marywood.

Physician Assistant

Lindsey Cohen-Whitaker, assistant professor of practice. Ms. Cohen-Whitaker earned her master of science in physician assistant studies from Marywood University in Scranton, Pa. She earned her Bachelor of Science degree in Early and Primary Teacher Education, summa cum laude, from the University of Scranton in Scranton, Pa.

Psychology and Counseling

Cheryl Banull, Ph.D., per annum instructor (half-time). Dr. Banull earned her Ph.D. in school psychology and her master’s degree in educational psychology from Loyola University-Chicago in Chicago, Ill. She earned her bachelor’s degree in psychology at the Pennsylvania State University and is a certified school psychologist in Pennsylvania.

Gail Clark, M.A., per annum instructor. Ms. Clark earned her master of arts degree in psychology and bachelor of science degree in psychology, summa cum laude, at Marywood University in Scranton, Pa.

Leah Popple, Psy.D., assistant professor of practice. Dr. Popple earned her Psy.D. and master’s degree in clinical psychology from Marywood University in Scranton, Pa., and her bachelor’s degree in psychology from the Pennsylvania State University in State College, Pa.

Jeff Rutter, Psy.D., professor and director of clinical training. Dr. Rutter earned his Psy.D. in clinical psychology from Wright State University in Dayton, Ohio, his M.T.S. in Theology from Vanderbilt University in Nashville, Tenn., and his B.A. in psychology/religious studies from the University of Tennessee in Knoxville, Tenn.

Jenny Wildrick, Ph.D., assistant professor of practice. Dr. Wildrick earned a Ph.D. in counselor education and supervision from Capella University, in Minneapolis, Minn.; a master of science degree in rehabilitation counseling from the University of Scranton in Scranton, Pa.; and a bachelor of arts degree in psychology from Keystone College in La Plume, Pa.

School of Architecture

Arturo Pavani, Ph.D., assistant professor. Dr. Pavani earned his Ph.D. Stipendiary Fellowship, M.Arch scholarship, and B.ArchSc at Politecnico di Torino (Polytechnic University of Turin).

Ryan Scavnicky, M.S., assistant professor. Mr. Scavnicky earned a master of science degree in design theory and pedagogy from the Southern California Institute of Architecture in Los Angeles, Calif., as well as master of architecture and bachelor of science in architecture degrees from the University of Cincinnati in Cincinnati, Ohio.         

School of Business and Global Innovation

Loreen Powell, Ph.D., professor. Dr. Powell earned a Ph.D. in information systems and a master of science degree in management information systems (MIS) from Nova Southeastern University in Fort Lauderdale, Fla., as well as a bachelor of science in management with a concentration in accounting from East Stroudsburg University in East Stroudsburg, Pa.

School of Education

Suzanne Galella, Ed.D., associate professor and director of the School of Education. Dr. Galella earned her doctorate in educational leadership in higher education from Wilkes University in Wilkes-Barre, Pa. She earned a master’s degree from Marywood University in Scranton, Pa., and a bachelor’s degree in English/criminal justice from the University of Scranton in Scranton, Pa.

School of Social Work

Kaitlin Anderle, M.S.W., assistant professor of practice and director of the BSW Program. Ms. Anderle earned her master of social work and bachelor of social work degrees from Marywood University in Scranton, Pa.

Michelle Ostroski, M.S.W., assistant professor of practice. Dr. Ostroski earned a doctor of education in education and leadership in healthcare from Nebraska Methodist College in Omaha, Neb.; a master of social work degree with a specialization in behavioral health from Marywood University in Scranton Pa.; and a bachelor of science degree in education, secondary education, and English from Temple University in Philadelphia Pa.

Susan Lettera, M.S.W., instructor of practice and MSW Lehigh Valley Program Coordinator. Ms. Lettera earned a master of social work degree from Widener University in Chester, Pa., and a bachelor’s degree in social work from Marywood University in Scranton, Pa.

Science, Math, and Computer Science

Kimberly Stanek, Ph.D., per annum instructor. Dr. Stanek earned a Ph.D. in chemistry from the University of Virginia in Charlottesville, Va., and her bachelor of science degree in biochemistry and bachelor of arts degree in chemistry from the University at Buffalo in Buffalo, N.Y.

Leadership Lackawanna Announces Tomorrow’s Leaders Today Class of 2023-24

The Greater Scranton Chamber of Commerce community leadership and professional development affiliate, Leadership Lackawanna’s youth program, Tomorrow’s Leaders Today, announces the program class of 2023–24.

Tomorrow’s Leaders Today (TLT) is a seven-month program that develops high school juniors’ leadership, interpersonal, and managerial skills in the greater Scranton region. Program participants will be provided with real-world experiences in financial literacy, health care, STEAM, philanthropy, crime and corrections, nonprofit organizations, and community service instructed by partnering organizations. NBT Bank proudly sponsors the 2023–24 program year.

TLT participants:

  1. Abigail Harshbarger
  2. Abygale Plevyak
  3. Akhilesh Velaga
  4. Anthony John Piestrak
  5. Ashley Bossick
  6. Ava Page
  7. Caroline Luyster
  8. Chloe Dong
  9. Clinton Muir
  10. Cole Johnston
  11. Dante Pallazari
  12. Declan Moran
  13. Dhruv D. Amin
  14. Elizabeth Schneider
  15. Elizabeth Washine
  16. Gabriella Estadt
  17. Gabriella Potis
  18. Gia Ann Serge
  19. Giada Costa
  20. Hope Polishan
  21. Isabella Moher
  22. Isabelle Maurer
  23. Ivy Neureuter
  24. Jack Maloney
  25. Jacob Antolick
  26. Jordan Robert Malar
  27. Joseph DiStasi
  28. Jospeh T. Healey
  29. Justin Osman
  30. Kylie Krzak
  31. Lily Rozzi
  32. Makayla Walto
  33. Mandie Martin
  34. Margaret Pegula
  35. Matthew Hill
  36. Nicholas Giumento
  37. Nico Warhola
  38. Reese Morgan
  39. Roland McLaine
  40. Sarah McCullon
  41. Sarah O’Brien
  42. Zavhary Kovaleski

Tomorrow’s Leaders Today accepts applications from sophomores who attend high school in Lackawanna County and its surrounding areas, as well as all charter, technical schools, and homeschool students.

PHOTO: Front Row: Ashley Bossick, Nicholas Giumento, Kylie Krzak, Isabella Moher, Ava Page, Dante Pallazari, Abygale Plevyak, Gabriella Potis, Lily Rozzi, Gia An Serge, Faith Wormuth. Second Row: Abigail Harshbarger, Chloe Dong, Cole Johnston, Giada Costa, Joseph T. Healey, Matthew Hill, Mandie Martin, Reese Morgan, Justin Osman, Margaret Pegula, Nico Warhola. Third Row: Gabriella Estadt, Jordan Robert Malar, Isabelle Maurer, Sarah McCullon, Declan Moran, Ivy Neureuter, Sarah O’Brien, Hope Polishan, Elizabeth Schneider, Makayla Walton, Elizabeth Washine. Back Row: Dhruv D. Amin, Jacon Antolick, Joseph DiStasi, Zachary Kobaleski, Caroline Luyster, Jack Maloney, Roland McLaine, Clinton Muir, Anthony John Piestrak, Akhilesh Velaga.

NOT PICTURED: Ava Wallace

Wayne Bank Announces Third Quarter Earnings

James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp. (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, announced earnings for the three months ended September 30, 2023 of $4,119,000, which represents a decrease of $3,990,000, from the $8,109,000 earned in the same three-month period of 2022.

The decrease in earnings was due to a $3.1 million decrease in net interest income, an $882,000 increase in the provision for credit losses, and a $1.1 million increase in total other expenses during the three-months ended September 30, 2023.

For the three months ended September 30, 2023, earnings per share (fully diluted) were $0.51, which represents a decrease from the $1.00 earned in the three months ended September 30, 2022.

The annualized returns on average assets and average tangible equity for the three-month period ended September 30, 2023, were 0.76% and 11.22%, respectively, compared to 1.57% and 21.48% for the three-month period ended September 30, 2022.

Net income for the nine months ended September 30, 2023, totaled $16,405,000, which is $5,688,000 lower than the same period of 2022. The decrease in net income includes a $4,390,000 decrease in net interest income, a $2.0 million decrease in total other income, and a $1.9 million increase in total other expenses during the nine months ended September 30, 2023.

Earnings per share (fully diluted) for the nine months ended September 30, 2023, totaled $2.03 per share compared to $2.71 per share for the nine
months ended September 30, 2022.

As of September 30, 2023, total assets were $2.179 billion, loans receivable were $1.611 billion, total deposits were $1.747 billion and stockholders’ equity was $164.7 million.

For the three months ended September 30, 2023, net interest income, on a fully taxable equivalent basis (fte), totaled $15,224,000, which represents a decrease of $3,145,000, compared to the three months ended September 30, 2022. Net interest margin (fte) for the three months ended September 30, 2023 was 2.94%, compared to 3.74% for the three months ended September 30, 2022. Net interest income (fte) for the nine months ended September 30, 2023 totaled $47,328,000, a decrease of $4,406,000, compared to the nine months ended September 30,2022, due primarily to the increased cost of interest-bearing liabilities in excess of the increase in the yield earned on interestearning assets. The net interest margin (fte) for the nine months ended September 30, 2023 was 3.09%, compared to 3.52% for the nine months ended September 30, 2022.

For the three months ended September 30, 2023, the Company recorded a provision for credit losses in the amount of $882,000 compared to $0 in the three-month period ended September 30, 2022. The increase in the provision for credit losses was required to replenish the allowance for credit losses to a level deemed appropriate after recognizing $2.3 million of credit losses during the current period. The current period losses include a $2.0 million charge-off resulting from deterioration in one large commercial relationship. The remaining balance of the relationship was transferred to nonperforming status, resulting in an increase in nonperforming loans and nonperforming assets. For the nine-month period ended September 30, 2023, the Company recorded a release of provision for credit losses in the amount of $568,000, compared to a provision of $600,000 in the nine-month period ended September 30, 2022.

Total other income for the three months ended September 30, 2023 was $2,306,000, compared to $2,178,000 for the three months ended September 30, 2022. For the nine months ended September 30, 2023, total other income was $6,001,000, compared to $8,006,000 in the same period of 2022. The decrease was due primarily to income recognized in 2022 on previously acquired purchased impaired loans that were carried at a discount.

Total other expenses were $11,276,000 for the three months ended September 30, 2023, compared to $10,139,000 for the three months ended September 30, 2022. For the nine months ended September 30, 2023, total other expenses were $32,649,000, compared to $30,768,000 for the nine months ended September 30, 2022. The increase was due primarily to a $1,069,000 increase in salaries and employee benefit costs during
the nine months ended September 30, 2023.

Mr. Donnelly commented, “Our results for the first nine months of 2023 reflect decreasing net interest spreads due to rising interest rates, which have impacted our cost of interest-bearing liabilities more than the increase in yield earned on interest-earning assets. We continue to compare favorably to peer banks who have also reported a reduction in their financial performance. We will continue to search out opportunities to maintain our position as a premier community bank, and to serve our local communities with their financial needs. We appreciate the opportunity to serve our expanded base of stockholders and customers.”

Norwood Financial Corp is the parent company of Wayne Bank, which operates from fourteen offices throughout Northeastern Pennsylvania and fifteen offices in Delaware, Sullivan, Ontario, Otsego and Yates Counties, New York. The Company’s stock trades on the Nasdaq Global Market under the symbol “NWFL”.

Forward-Looking Statements: The Private Securities Litigation Reform Act of 1995 contains safe harbor provisions regarding forward-looking statements. When used in this discussion, the words “believes”, “anticipates”, “contemplates”, “expects”, “bode”, “future performance” and similar expressions are intended to identify forward-looking statements. Such statements are subject to certain risks and uncertainties, which could cause actual results to differ materially from those projected. Those risks and uncertainties include changes in federal and state laws, changes in interest rates, the risks and uncertainty posed by, and the continued effect, and impact of, the COVID-19 pandemic on the economy and the Company’s results of operation and financial condition, our ability to maintain strong credit quality metrics, our ability to have future performance, our ability to control core operating expenses and costs, demand for real estate, government fiscal and trade policies, cybersecurity and general economic conditions. The Company undertakes no obligation to publicly release the results of any revisions to those forward-looking statements which may be made to reflect events or circumstances after the date hereof or to reflect the occurrence of unanticipated events.

Non-GAAP Financial Measures: This release references net interest income on a fully taxable-equivalent basis (fte), which is a non-GAAP (Generally Accepted Accounting Principles) financial measure. Fully taxable-equivalent net interest income was derived from GAAP interest income and net interest income using an assumed tax rate of 21%. We believe the presentation of net interest income on a fully taxable equivalent basis ensures comparability of net interest income arising from both taxable and tax-exempt sources, and is consistent with industry
practice.

United Neighborhood Centers of NEPA Received Proclamation Honoring Centennial

United Neighborhood Centers of Northeastern Pennsylvania (UNC) invites guests to join them as they receive a proclamation honoring the Centennial Celebration from the Mayor Paige G. Cognetti, City of Scranton. The reading of the proclamation will take place on the steps of City Hall, located at 340 North Washington Avenue in downtown Scranton, on Wednesday, November 8, 2023, at 11:00 am. 

All media outlets are invited to capture is momentous milestone.  UNC President and CEO, Lisa Durkin, will be available for interviews immediately following.